.th-d445-page{--d445-navy:#071a36;--d445-red:#ef2f33;--d445-ink:#101828;--d445-muted:#5d6878;--d445-line:#e6eaf0;--d445-soft:#f7f9fc}
.th-d445-hero{background:linear-gradient(135deg,#ef2022 0%,#c81e29 100%)}
.th-d445-page .th-d445-split{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:28px;align-items:stretch}
.th-d445-page .th-d445-note-card,.th-d445-page .th-d445-white-card{background:#fff;border:1px solid var(--d445-line);border-radius:22px;padding:30px;box-shadow:0 14px 34px rgba(16,24,40,.05)}
.th-d445-page .th-d445-note-card>span{display:inline-flex;padding:7px 11px;border-radius:999px;background:#fff0f1;color:#c51824;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;margin-bottom:14px}
.th-d445-page .th-d445-note-card h3,.th-d445-page .th-d445-white-card h2{color:var(--d445-ink)}
.th-d445-page .th-d445-note-card p,.th-d445-page .th-d445-white-card p{color:var(--d445-muted)}
.th-d445-page .th-d445-dark-card{background:var(--d445-navy);border-radius:24px;padding:30px;color:#fff}
.th-d445-page .th-d445-dark-card h2,.th-d445-page .th-d445-dark-card h3,.th-d445-page .th-d445-dark-card strong,.th-d445-page .th-d445-dark-card p{color:#fff!important}
.th-d445-page .th-d445-dark-card .th-pv-eyebrow{background:#fff1f1;color:#d41e2a}
.th-d445-page .th-d445-mini{margin-top:16px;padding:15px 17px;border:1px solid rgba(255,255,255,.16);border-radius:15px;background:rgba(255,255,255,.07)}
.th-d445-page .th-d445-mini p{margin:6px 0 0}
.th-d445-page .th-d445-light-list li{color:var(--d445-ink)!important}
.th-d445-page .th-d445-evidence{margin-top:28px;display:grid;grid-template-columns:1fr 1fr;gap:24px;padding:28px;border-radius:24px;background:var(--d445-navy);color:#fff}
.th-d445-page .th-d445-evidence h3,.th-d445-page .th-d445-evidence p,.th-d445-page .th-d445-evidence li{color:#fff!important}
.th-d445-page .th-d445-evidence .th-pv-eyebrow{background:#fff1f1;color:#d41e2a}
.th-d445-page .th-d445-flow{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}
.th-d445-page .th-d445-flow article{position:relative;border:1px solid var(--d445-line);border-radius:18px;background:#fff;padding:20px 18px;min-height:145px}
.th-d445-page .th-d445-flow article span{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#fff0f1;color:#d41e2a;font-size:12px;font-weight:900;margin-bottom:14px}
.th-d445-page .th-d445-flow article p{margin:0;color:var(--d445-ink);font-weight:700;line-height:1.45}
.th-d445-page .th-d445-alert{margin-top:22px;display:flex;gap:14px;align-items:flex-start;padding:20px 22px;border-radius:18px;background:#fff4f4;border:1px solid #ffd8da}
.th-d445-page .th-d445-alert strong{color:#c51824;white-space:nowrap}.th-d445-page .th-d445-alert p{margin:0;color:#374151}
.th-d445-page .th-d445-medicare{background:var(--d445-navy)}
.th-d445-page .th-d445-medicare h2,.th-d445-page .th-d445-medicare p,.th-d445-page .th-d445-medicare li{color:#fff!important}
.th-d445-page .th-d445-medicare .th-pv-eyebrow{background:#fff1f1;color:#d41e2a}
.th-d445-page .th-d445-medicare aside{display:grid;gap:10px;padding:28px;border-radius:22px;background:#fff;color:var(--d445-ink)}
.th-d445-page .th-d445-medicare aside strong{font-size:30px;color:#d41e2a}.th-d445-page .th-d445-medicare aside span{padding:11px 13px;background:#f7f8fa;border-radius:12px;font-weight:700;color:var(--d445-ink)}
.th-d445-page .th-p835-form-section .th-pv-form-copy h2,.th-d445-page .th-p835-form-section .th-p835-form-lead,.th-d445-page .th-p835-form-section .th-p835-form-note{color:#fff!important}
.th-d445-page .th-p835-form-section .th-pv-eyebrow{color:#d41e2a}
.th-d445-page .th-p835-faq details,.th-d445-page .th-p835-faq summary,.th-d445-page .th-p835-faq p{color:var(--d445-ink)}
@media(max-width:1050px){.th-d445-page .th-d445-flow{grid-template-columns:repeat(2,minmax(0,1fr))}.th-d445-page .th-d445-split{grid-template-columns:1fr}.th-d445-page .th-d445-evidence{grid-template-columns:1fr}}
@media(max-width:640px){.th-d445-page .th-d445-flow{grid-template-columns:1fr}.th-d445-page .th-d445-alert{display:block}.th-d445-page .th-d445-alert strong{display:block;margin-bottom:7px}}


/* v600: align Subclass 445 with the established Think Higher family-visa design system. */
.th-d445-page .th-d445-secondary-btn{background:rgba(255,255,255,.10)!important;color:#fff!important;border:1px solid rgba(255,255,255,.34)}
.th-d445-page .th-d445-secondary-btn:hover{background:rgba(255,255,255,.18)!important}
.th-d445-page .th-pv-heading{max-width:900px}
.th-d445-page .th-d445-intro{max-width:780px;margin:-14px auto 28px;text-align:center}
.th-d445-page .th-d445-split>div>h2,.th-d445-page .th-d445-white-card h2,.th-d445-page .th-d445-dark-card h2,.th-d445-page .th-d445-medicare h2{margin:0 0 15px;font-size:clamp(31px,3.5vw,46px);line-height:1.08;letter-spacing:-.035em}
.th-d445-page .th-d445-split>div>p,.th-d445-page .th-d445-white-card p,.th-d445-page .th-d445-dark-card p{font-size:15.5px;line-height:1.7}
.th-d445-page .th-d445-white-card,.th-d445-page .th-d445-dark-card{min-height:100%}
.th-d445-page .th-d445-medicare{background:linear-gradient(135deg,#071a36 0%,#0d284e 100%)}
.th-d445-page .th-d445-medicare ol{margin:18px 0 0;padding-left:22px;color:#fff}
.th-d445-page .th-d445-medicare li{margin:10px 0;color:#fff;line-height:1.55}
.th-d445-page .th-p835-table tbody tr:nth-child(even){background:#fafbfc}
.th-d445-page .th-p835-related-card{height:100%}
@media(max-width:760px){.th-d445-page .th-d445-intro{text-align:left;margin-top:-8px}.th-d445-page .th-p835-jump a{padding:14px 15px}.th-d445-page .th-p835-hero-actions{gap:9px}.th-d445-page .th-p835-hero-actions .th-pv-btn{width:100%}}

/* v601: correct cost-section contrast on the light background only. */
.th-d445-page #d445-cost .th-p835-cost-main h2{color:var(--d445-ink)!important}
.th-d445-page #d445-cost .th-p835-cost-main>strong{color:var(--d445-ink)!important}
.th-d445-page #d445-cost .th-p835-cost-main>p{color:var(--d445-muted)!important}

/* v603: source-only visible visa copy; design remains decorative around supplied wording. */
.th-d445-page .th-d445-number-card{display:grid;place-items:center;min-height:330px;overflow:hidden;background:rgba(255,255,255,.96)}
.th-d445-page .th-d445-big-number{font-size:clamp(110px,17vw,220px);line-height:.8;font-weight:900;color:#ef2f33;opacity:.09;letter-spacing:-.08em}
.th-d445-page .th-p835-related-card>div{display:flex;align-items:center;min-height:62px}
.th-d445-page .th-p835-related-card h3{margin:0}
@media(max-width:760px){.th-d445-page .th-d445-number-card{min-height:180px}.th-d445-page .th-d445-big-number{font-size:120px}}

/* v605: Subclass 445 section layout and contrast refinements only. */
.th-d445-page .th-p835-feature-panel--dark h2,
.th-d445-page .th-p835-feature-panel--dark h3,
.th-d445-page .th-p835-feature-panel--dark p,
.th-d445-page .th-p835-feature-panel--dark li,
.th-d445-page .th-p835-feature-panel--dark strong{color:#fff!important}
.th-d445-page .th-p835-feature-panel--dark .th-pv-checklist li{color:#fff!important}
.th-d445-page .th-p835-feature-panel--dark .th-pv-checklist li:before{color:#ef2f33!important}
.th-d445-page .th-p835-feature-panel--dark .th-pv-eyebrow{background:#fff1f1!important;color:#c51824!important;border-color:#ffd0d3!important}

.th-d445-page .th-d445-after-grant .th-p835-two-panel{grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);gap:24px;align-items:stretch}
.th-d445-page .th-d445-after-grant .th-p835-feature-panel{padding:34px}
.th-d445-page .th-d445-after-grant .th-p835-processing-cards{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.th-d445-page .th-d445-after-grant .th-p835-processing-cards article{min-width:0;padding:22px 20px;border-radius:18px;box-shadow:0 10px 26px rgba(15,23,42,.05)}
.th-d445-page .th-d445-after-grant .th-p835-processing-cards h3{font-size:20px;line-height:1.25}
.th-d445-page .th-d445-after-grant .th-p835-processing-cards p{font-size:14px!important;line-height:1.62!important}
.th-d445-page .th-d445-after-grant .th-p835-feature-panel--dark{background:linear-gradient(145deg,#071a36 0%,#0b2445 100%);display:flex;flex-direction:column;justify-content:flex-start}
.th-d445-page .th-d445-after-grant .th-p835-feature-panel--dark .th-pv-checklist{margin-top:8px}
.th-d445-page .th-d445-after-grant .th-p835-feature-panel--dark .th-pv-checklist li{font-size:15px;line-height:1.6;margin-bottom:10px}

@media(max-width:1050px){
  .th-d445-page .th-d445-after-grant .th-p835-two-panel{grid-template-columns:1fr}
}
@media(max-width:640px){
  .th-d445-page .th-d445-after-grant .th-p835-feature-panel{padding:25px 21px}
  .th-d445-page .th-d445-after-grant .th-p835-processing-cards{grid-template-columns:1fr}
}


/* v606: finish Subclass 445 cost-section contrast and related-card hierarchy. */
.th-d445-page #d445-cost.th-p835-cost-section{background:linear-gradient(135deg,#bf0f1d 0%,#e31c2b 100%)}
.th-d445-page #d445-cost .th-pv-eyebrow{background:#fff!important;color:#c51824!important;border-color:#fff!important}
.th-d445-page #d445-cost .th-p835-cost-main h2,
.th-d445-page #d445-cost .th-p835-cost-main>strong,
.th-d445-page #d445-cost .th-p835-cost-main>p{color:#fff!important}
.th-d445-page #d445-cost .th-p835-cost-main>strong{display:block;margin-bottom:16px}
.th-d445-page #d445-cost .th-p835-cost-main>p{max-width:760px;font-size:15px!important;line-height:1.72!important;opacity:.96}
.th-d445-page #d445-cost .th-p835-cost-side{background:#fff;border-radius:22px;box-shadow:0 12px 30px rgba(16,24,40,.08)}
.th-d445-page #d445-cost .th-p835-cost-side h3{font-size:20px;line-height:1.25}
.th-d445-page #d445-cost .th-p835-cost-side p{font-size:14px!important;line-height:1.7!important;color:var(--d445-muted)!important}

.th-d445-page #d445-related .th-p835-related-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;max-width:1180px}
.th-d445-page #d445-related .th-p835-related-card{display:grid;grid-template-columns:86px minmax(0,1fr);gap:18px;align-items:start;min-height:216px;padding:26px 24px 24px;border-radius:22px;background:#fff;box-shadow:0 12px 34px rgba(15,23,42,.05)}
.th-d445-page #d445-related .th-p835-related-card:before{width:4px}
.th-d445-page #d445-related .th-p835-related-code{display:grid;place-items:center;align-self:start;width:86px;height:86px;border-radius:18px;background:#0b2445;color:#fff;font-size:28px;font-weight:800;line-height:1;letter-spacing:-.02em}
.th-d445-page #d445-related .th-p835-related-card>div{display:block;min-height:0;padding-right:18px}
.th-d445-page #d445-related .th-p835-related-type{display:inline-block;margin:2px 0 8px;color:#e31c2b;font-size:12px;font-weight:800;line-height:1.35;text-transform:uppercase;letter-spacing:.06em}
.th-d445-page #d445-related .th-p835-related-card h3{max-width:100%;margin:0 0 10px;color:var(--d445-ink);font-size:19px;line-height:1.28;letter-spacing:-.02em}
.th-d445-page #d445-related .th-p835-related-card p{max-width:100%;margin:0 0 18px;color:var(--d445-muted);font-size:14px!important;line-height:1.62!important}
.th-d445-page #d445-related .th-p835-related-card strong{display:inline-flex;align-items:center;gap:8px;margin-top:auto;color:#e31c2b;font-size:13px;font-weight:800;line-height:1.2}
.th-d445-page #d445-related .th-p835-related-card strong::after{content:"→";font-size:16px;line-height:1}
.th-d445-page #d445-related .th-p835-related-card::after{display:none}

@media(max-width:1050px){
  .th-d445-page #d445-related .th-p835-related-grid{grid-template-columns:1fr}
  .th-d445-page #d445-related .th-p835-related-card{min-height:0}
}
@media(max-width:640px){
  .th-d445-page #d445-cost .th-p835-cost-main>p{font-size:14px!important}
  .th-d445-page #d445-related .th-p835-related-card{grid-template-columns:72px minmax(0,1fr);gap:14px;padding:20px 18px}
  .th-d445-page #d445-related .th-p835-related-code{width:72px;height:72px;border-radius:16px;font-size:22px}
  .th-d445-page #d445-related .th-p835-related-card h3{font-size:18px}
}

/* v607: fix related-card code badges so full labels display cleanly. */
.th-d445-page #d445-related .th-p835-related-code{
  padding:10px;
  text-align:center;
  font-size:clamp(17px,1.55vw,22px);
  line-height:1.02;
  letter-spacing:-.03em;
  word-break:break-word;
  overflow-wrap:anywhere;
}
@media(max-width:640px){
  .th-d445-page #d445-related .th-p835-related-code{
    padding:8px;
    font-size:18px;
    line-height:1.02;
  }
}

/* v608: final Subclass 445 hero CTA/text and related-card badge refinements. */
.th-d445-page .th-d445-hero-secondary{
  max-width:700px;
  margin:0 0 24px;
  color:#fff;
  font-size:16.5px;
  line-height:1.72;
}
.th-d445-page #d445-related .th-p835-related-card{
  grid-template-columns:112px minmax(0,1fr);
}
.th-d445-page #d445-related .th-p835-related-code{
  width:112px;
  height:86px;
  padding:10px 8px;
  white-space:nowrap;
  word-break:normal;
  overflow-wrap:normal;
  font-size:15px;
  line-height:1;
  letter-spacing:.01em;
}
@media(max-width:640px){
  .th-d445-page .th-d445-hero-secondary{font-size:16px;line-height:1.68}
  .th-d445-page #d445-related .th-p835-related-card{grid-template-columns:92px minmax(0,1fr)}
  .th-d445-page #d445-related .th-p835-related-code{width:92px;height:72px;font-size:13px;padding:8px 6px}
}