:root{--zf-red:#ed1c24;--zf-red-dark:#a90912;--zf-red-deep:#81070e;--zf-navy:#071a33;--zf-ink:#1c2b3f;--zf-muted:#5c6b7e;--zf-soft:#f6f8fb;--zf-line:#e3e8ef;--zf-white:#fff}
.th-zf{background:#fff;color:var(--zf-ink);font-family:inherit}.th-zf *{box-sizing:border-box}.th-zf-wrap{width:min(1160px,calc(100% - 40px));margin:0 auto}.th-zf a{scroll-margin-top:120px}
.th-zf-hero{position:relative;overflow:hidden;padding:48px 0 44px;background:linear-gradient(122deg,#8e0710 0%,#bd0d16 42%,#ed1c24 100%)}.th-zf-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 16% 18%,rgba(255,255,255,.14),transparent 24%),radial-gradient(circle at 87% 12%,rgba(255,255,255,.12),transparent 25%);pointer-events:none}.th-zf-hero:after{content:"$0";position:absolute;right:-30px;bottom:-92px;color:rgba(255,255,255,.055);font-size:310px;font-weight:1000;line-height:1;letter-spacing:-.08em;pointer-events:none}.th-zf-hero__grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(430px,.92fr);gap:46px;align-items:center}.th-zf-hero__copy{max-width:680px}.th-zf-kicker,.th-zf-heading>span,.th-zf-eligibility-note>span,.th-zf-mid-cta span{display:inline-flex;align-items:center;gap:9px;margin-bottom:15px;font-size:12px;font-weight:950;text-transform:uppercase;letter-spacing:.13em}.th-zf-kicker{color:#ffe8e9}.th-zf-kicker:before,.th-zf-heading>span:before,.th-zf-eligibility-note>span:before,.th-zf-mid-cta span:before{content:"";width:29px;height:2px;background:currentColor}.th-zf-hero h1{margin:0 0 16px;color:#fff;font-size:clamp(42px,4.6vw,64px);line-height:1;letter-spacing:-.055em;text-wrap:balance}.th-zf-hero h1 em{display:block;margin-top:6px;color:#fff;font-style:normal}.th-zf-lead{max-width:620px;margin:0;color:#fff1f2;font-size:16px;line-height:1.5}.th-zf-offer-pills{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:22px 0 16px}.th-zf-offer-pills>div{display:flex;align-items:center;gap:12px;min-height:70px;padding:12px 16px;border:1px solid rgba(255,255,255,.25);border-radius:16px;background:rgba(255,255,255,.105);color:#fff;backdrop-filter:blur(5px)}.th-zf .th-zf-offer-pills strong{flex:0 0 auto;font-size:27px;line-height:1;color:#fff!important}.th-zf .th-zf-offer-pills span{font-size:13px;font-weight:800;line-height:1.35;color:#fff!important}.th-zf-trust-list{display:grid;gap:10px;margin:0;padding:0;list-style:none}.th-zf-trust-list li{position:relative;padding-left:29px;color:#fff2f3;font-size:14px;font-weight:700;line-height:1.45}.th-zf-trust-list li:before{content:"✓";position:absolute;left:0;top:0;display:grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#fff;color:var(--zf-red-dark);font-size:11px;font-weight:950}.th-zf-hero-disclaimer{max-width:650px;margin-top:14px;padding:12px 15px;border:1px solid rgba(255,255,255,.18);border-radius:13px;background:rgba(75,0,5,.16);color:#ffe7e8;font-size:11.5px;line-height:1.6}.th-zf-hero-disclaimer strong{color:#fff}
.th-zf-form-shell{padding:21px;border:1px solid rgba(255,255,255,.28);border-radius:28px;background:#fff;box-shadow:0 28px 80px rgba(66,0,5,.34);color:var(--zf-ink)}.th-zf-form-head{padding:0 4px 13px}.th-zf-form-head>span{display:block;margin-bottom:7px;color:var(--zf-red-dark);font-size:11px;font-weight:950;text-transform:uppercase;letter-spacing:.13em}.th-zf-form-head h2{margin:0 0 8px;color:var(--zf-navy);font-size:29px;line-height:1.05;letter-spacing:-.04em}.th-zf-form-head p{max-width:500px;margin:0;color:var(--zf-muted);font-size:14px;line-height:1.55}.th-zf .th-formcard.th-zf-form{padding:0;border:0;background:transparent;box-shadow:none}.th-zf .th-zf-form .th-form-row{gap:12px}.th-zf .th-zf-form .th-field{margin-bottom:9px}.th-zf .th-zf-form label{margin-bottom:6px;color:#263852;font-size:12px;font-weight:800}.th-zf .th-zf-form .th-input,.th-zf .th-zf-form .th-select{border-color:#dbe2eb;border-radius:11px;background:#fbfcfe;color:#16253d}.th-zf .th-zf-form .th-input:focus,.th-zf .th-zf-form .th-select:focus{border-color:#e0353d;box-shadow:0 0 0 3px rgba(236,28,36,.10)}.th-zf .th-zf-form .th-btn--submit{min-height:50px;margin-top:3px;border-radius:12px;background:linear-gradient(135deg,#a90a13,#ef232b);font-size:14px;font-weight:950;box-shadow:0 10px 24px rgba(183,12,21,.24)}.th-zf .th-zf-form .th-form-note{margin:10px 0 0;color:#7a8798;font-size:11px;text-align:center}
.th-zf-proof{border-bottom:1px solid var(--zf-line);background:#fff}.th-zf-proof__grid{display:grid;grid-template-columns:repeat(3,1fr)}.th-zf-proof__grid>div{padding:25px 28px;border-left:1px solid var(--zf-line);text-align:center}.th-zf-proof__grid>div:first-child{border-left:0}.th-zf-proof strong,.th-zf-proof span{display:block}.th-zf-proof strong{margin-bottom:6px;color:var(--zf-navy);font-size:15px}.th-zf-proof span{max-width:300px;margin:0 auto;color:var(--zf-muted);font-size:12px;line-height:1.55}
.th-zf-section{padding:82px 0}.th-zf-section--soft{background:var(--zf-soft)}.th-zf-section--journey{background:#fff}.th-zf-heading{max-width:790px;margin:0 auto 40px;text-align:center}.th-zf-heading>span{color:var(--zf-red-dark)}.th-zf-heading h2{margin:0 0 14px;color:var(--zf-navy);font-size:clamp(36px,4.3vw,54px);line-height:1.03;letter-spacing:-.05em;text-wrap:balance}.th-zf-heading p{max-width:720px;margin:0 auto;color:var(--zf-muted);font-size:16px;line-height:1.72}.th-zf-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.th-zf-steps article{position:relative;padding:30px 28px;border:1px solid var(--zf-line);border-radius:22px;background:#fff;box-shadow:0 14px 42px rgba(15,23,42,.045)}.th-zf-steps b{display:inline-grid;place-items:center;width:40px;height:40px;margin-bottom:18px;border-radius:12px;background:#fff0f1;color:var(--zf-red-dark);font-size:13px}.th-zf-steps h3{margin:0 0 8px;color:var(--zf-navy);font-size:22px;letter-spacing:-.03em}.th-zf-steps p{margin:0;color:var(--zf-muted);font-size:13px;line-height:1.65}
.th-zf-service-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.th-zf-service-card{position:relative;overflow:hidden;padding:36px;border:1px solid var(--zf-line);border-radius:25px;background:#fff;box-shadow:0 15px 45px rgba(15,23,42,.055)}.th-zf-service-card--red{border-color:#ca1019;background:linear-gradient(140deg,#a90a13,#ed2028);color:#fff}.th-zf-service-badge{display:inline-block;margin-bottom:20px;padding:7px 11px;border-radius:999px;background:#fff0f1;color:var(--zf-red-dark);font-size:11px;font-weight:950;text-transform:uppercase;letter-spacing:.07em}.th-zf-service-card--red .th-zf-service-badge{background:rgba(255,255,255,.14);color:#fff}.th-zf-service-card h3{margin:0 0 19px;color:var(--zf-navy);font-size:29px;letter-spacing:-.035em}.th-zf-service-card--red h3{color:#fff}.th-zf-service-card ul,.th-zf-checklist-card ul,.th-zf-terms-list ul{display:grid;gap:10px;margin:0;padding:0;list-style:none}.th-zf-service-card li,.th-zf-checklist-card li,.th-zf-terms-list li{position:relative;padding-left:25px;color:var(--zf-muted);font-size:14px;line-height:1.55}.th-zf-service-card li:before,.th-zf-checklist-card li:before,.th-zf-terms-list li:before{content:"✓";position:absolute;left:0;top:0;color:var(--zf-red-dark);font-weight:950}.th-zf-service-card--red li{color:#fff0f1}.th-zf-service-card--red li:before{color:#fff}.th-zf-center-cta{text-align:center}.th-zf-center-cta a{display:inline-flex;margin-top:28px;padding:11px 17px;border-radius:10px;background:#fff0f1;color:var(--zf-red-dark);font-size:14px;font-weight:950;text-decoration:none}
.th-zf-eligibility-panel{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:22px;align-items:stretch}.th-zf-checklist-card,.th-zf-eligibility-note{padding:32px;border:1px solid var(--zf-line);border-radius:24px;background:#fff;box-shadow:0 14px 42px rgba(15,23,42,.045)}.th-zf-checklist-card h3,.th-zf-eligibility-note h3{margin:0 0 19px;color:var(--zf-navy);font-size:24px;letter-spacing:-.03em}.th-zf-eligibility-note{background:linear-gradient(145deg,#fff5f5,#fff)}.th-zf-eligibility-note>span{margin-bottom:12px;color:var(--zf-red-dark)}.th-zf-eligibility-note p{margin:0 0 12px;color:var(--zf-muted);font-size:14px;line-height:1.65}.th-zf-eligibility-note a{display:inline-flex;margin-top:5px;color:var(--zf-red-dark);font-size:13px;font-weight:950;text-decoration:none}
.th-zf-section--costs{background:#fff}.th-zf-cost-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.th-zf-cost-grid span{display:flex;align-items:center;min-height:76px;padding:15px 18px;border:1px solid var(--zf-line);border-radius:16px;background:#fff;color:#34445b;font-size:13px;font-weight:720;line-height:1.45;box-shadow:0 8px 24px rgba(15,23,42,.035)}.th-zf-cost-grid span:before{content:"";flex:0 0 auto;width:9px;height:9px;margin-right:11px;border-radius:50%;background:var(--zf-red)}
.th-zf-mid-cta{padding:42px 0;background:#f4f6f9}.th-zf-mid-cta__inner{display:flex;align-items:center;justify-content:space-between;gap:40px;padding:34px 38px;border:1px solid #e1e6ed;border-radius:24px;background:#fff;box-shadow:0 16px 45px rgba(15,23,42,.05)}.th-zf-mid-cta span{margin-bottom:9px;color:var(--zf-red-dark)}.th-zf-mid-cta h2{margin:0 0 8px;color:var(--zf-navy);font-size:32px;line-height:1.05;letter-spacing:-.04em}.th-zf-mid-cta p{max-width:720px;margin:0;color:var(--zf-muted);font-size:14px;line-height:1.65}.th-zf-mid-cta a{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 20px;border-radius:11px;background:var(--zf-red);color:#fff;font-size:13px;font-weight:950;text-decoration:none;white-space:nowrap;box-shadow:0 10px 24px rgba(237,28,36,.18)}
.th-zf-terms{padding:82px 0;background:#081a33;color:#fff}.th-zf-terms .th-zf-heading h2{color:#fff}.th-zf-terms .th-zf-heading>span{color:#ffabb0}.th-zf-terms .th-zf-heading p{color:#c9d4e3}.th-zf-terms-list{max-width:930px;margin:0 auto;border-top:1px solid rgba(255,255,255,.14)}.th-zf-terms-list details{border-bottom:1px solid rgba(255,255,255,.14)}.th-zf-terms-list summary{position:relative;padding:21px 48px 21px 2px;color:#fff;font-size:16px;font-weight:850;cursor:pointer;list-style:none}.th-zf-terms-list summary::-webkit-details-marker{display:none}.th-zf-terms-list summary b{display:inline-block;min-width:30px;color:#ff8188}.th-zf-terms-list summary:after{content:"+";position:absolute;right:4px;top:15px;display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:rgba(255,255,255,.08);color:#fff;font-size:20px}.th-zf-terms-list details[open] summary:after{content:"–"}.th-zf-terms-list details>div{padding:0 48px 22px 32px}.th-zf-terms-list p{margin:0 0 12px;color:#c9d4e3;font-size:13px;line-height:1.72}.th-zf-terms-list p:last-child{margin-bottom:0}.th-zf-terms-list ul{margin:10px 0 14px}.th-zf-terms-list li{color:#d7dfeb;font-size:13px}.th-zf-terms-list li:before{color:#ff8d93}
.th-zf-final-cta{padding:44px 0 24px;background:linear-gradient(120deg,#a70811,#ee232b);color:#fff}.th-zf-final-cta__inner{display:flex;align-items:center;justify-content:space-between;gap:36px}.th-zf-final-cta span{display:block;margin-bottom:7px;color:#ffd6d8;font-size:12px;font-weight:950;text-transform:uppercase;letter-spacing:.1em}.th-zf-final-cta h2{max-width:760px;margin:0 0 9px;color:#fff;font-size:clamp(28px,3.3vw,40px);line-height:1.04;letter-spacing:-.045em;text-wrap:balance}.th-zf-final-cta p{max-width:730px;margin:0;color:#ffe9ea;font-size:14px;line-height:1.65}.th-zf-cta-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 23px;border-radius:12px;background:#fff;color:#a50912;font-size:14px;font-weight:950;text-decoration:none;white-space:nowrap;box-shadow:0 12px 30px rgba(90,0,8,.2)}.th-zf-final-note{width:min(1160px,calc(100% - 40px));margin:20px auto 0;padding-top:17px;border-top:1px solid rgba(255,255,255,.18);color:#fff;font-size:11px;line-height:1.6;text-align:center}.th-zf-final-note span{display:block;max-width:900px;margin:0 auto;text-align:center}
@media(max-width:1040px){.th-zf-hero__grid{grid-template-columns:1fr;gap:44px}.th-zf-hero__copy{max-width:800px}.th-zf-form-shell{max-width:800px}.th-zf-eligibility-panel{grid-template-columns:1fr}.th-zf-cost-grid{grid-template-columns:1fr 1fr}.th-zf-mid-cta__inner{align-items:flex-start;flex-direction:column}}
@media(max-width:760px){.th-zf-wrap,.th-zf-final-note{width:min(100% - 28px,1160px)}.th-zf-hero{padding:38px 0}.th-zf-hero:after{right:-16px;bottom:-50px;font-size:170px}.th-zf-hero h1{font-size:39px;line-height:1.01}.th-zf-lead{font-size:16px}.th-zf-offer-pills{grid-template-columns:1fr}.th-zf-form-shell{padding:19px;border-radius:20px}.th-zf-form-head h2{font-size:27px}.th-zf-proof__grid,.th-zf-steps,.th-zf-service-grid,.th-zf-cost-grid{grid-template-columns:1fr}.th-zf-proof__grid>div{padding:18px 4px;border-left:0;border-top:1px solid var(--zf-line)}.th-zf-proof__grid>div:first-child{border-top:0}.th-zf-section,.th-zf-terms{padding:62px 0}.th-zf-heading{margin-bottom:29px}.th-zf-heading h2{font-size:36px}.th-zf-heading p{font-size:15px;line-height:1.68}.th-zf-service-card,.th-zf-checklist-card,.th-zf-eligibility-note{padding:27px}.th-zf-mid-cta{padding:32px 0}.th-zf-mid-cta__inner{padding:26px 22px}.th-zf-mid-cta h2{font-size:29px}.th-zf-mid-cta a{width:100%}.th-zf-terms-list summary{padding-right:42px;font-size:15px}.th-zf-terms-list details>div{padding:0 8px 20px 2px}.th-zf-final-cta__inner{align-items:flex-start;flex-direction:column}.th-zf-cta-btn{width:100%}}
@media(max-width:480px){.th-zf-hero h1{font-size:35px}.th-zf-offer-pills>div{min-height:70px}.th-zf-offer-pills strong{font-size:24px}.th-zf-heading h2{font-size:33px}.th-zf-form-shell{padding:17px}.th-zf-service-card h3{font-size:26px}}
@media(prefers-reduced-motion:reduce){.th-zf *{scroll-behavior:auto!important;transition:none!important}}

/* v463: offshore-only campaign messaging and final legal-note alignment. */
.th-zf-v463 .th-zf-final-note{display:flex!important;justify-content:center!important;align-items:center!important;width:min(1160px,calc(100% - 40px));margin:20px auto 0!important;padding-top:17px!important;color:#fff!important;text-align:center!important;font-weight:400!important;text-transform:none!important;letter-spacing:0!important}
.th-zf-v463 .th-zf-final-note span{display:block!important;width:min(100%,820px)!important;max-width:820px!important;margin:0 auto!important;color:#fff!important;font-size:11px!important;font-weight:400!important;line-height:1.65!important;text-align:center!important;text-transform:none!important;letter-spacing:0!important}
@media(max-width:760px){.th-zf-v463 .th-zf-final-note{width:min(100% - 28px,1160px);padding-top:15px!important}.th-zf-v463 .th-zf-final-note span{font-size:10.5px!important}}