Think Higher Consultants


AHM is an integrated healthcare company with the purpose of “For Better Health”. They provide Private Health Insurance and Health Solutions to over 3.7 million customers. AHM’s main business is the underwriting and distribution of private health insurance policies through its brand, AHM. International students who are studying in Australia will need to arrange Overseas Student Health Cover (OSHC) to cover any hospital and medical costs. OSHC is generally a requirement for international student visas as student visa holders are not eligible under Australia’s national health care system, Medicare. As a responsible health insurance provider, AHM offers OSHC policies to ensure that international students have access to quality healthcare services while studying in Australia.

Types Health Cover by AHM



Types Health Cover by AHM

Advantages of choosing AHM

Comprehensive OSHC Cover

AHM’s OSHC provides 100% compliance with the Australian government’s Student Visa requirements and covers a range of medical services for international students studying in Australia, including in-hospital and out-of-hospital medical expenses.

Student Support Services

Students have access to AHMS’s 24/7 Student Health and Support Line, where they can receive medical assistance from registered nurses, counseling services, emergency legal advice, travel document assistance, and interpreter services.

Convenient Health Management

With the ahm OSHC app, students can easily manage their health cover, submit claims, and access health support 24/7 in English and Simplified Chinese. Ahm is part of the Medibank group, with over 40 years of experience delivering health solutions to more than 3.7 million health insurance members.

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